What is CMA in Banking?
In Banking, CMA is short form of Credit Monitoring Arrangement. This is an excel sheet which will capture Operational Performance and Financial Position of borrowers and would enable the Bank to understand past, present and future (estimated) financial plans.
CMA will have 3 input sheets namely
Operating Statement
Liability Statement
Assets Statements
Past details for all the 3 statements will be picked from Audited Financials where as future details have be to estimated by the borrower and validated by Banker.
Let's see how a typical CMA will look like and
Note: This lecture is part of my Online course
BANKING CREDIT ANALYSIS PROCESS
https://www.instamojo.com/caraja/banking-credit-analysis-process/
Preview this course by clicking image below
In Banking, CMA is short form of Credit Monitoring Arrangement. This is an excel sheet which will capture Operational Performance and Financial Position of borrowers and would enable the Bank to understand past, present and future (estimated) financial plans.
CMA will have 3 input sheets namely
Operating Statement
Liability Statement
Assets Statements
Past details for all the 3 statements will be picked from Audited Financials where as future details have be to estimated by the borrower and validated by Banker.
Let's see how a typical CMA will look like and
- what inputs should be given
- what outputs will be generated
- what analysis have to be carried out, etc.
Note: This lecture is part of my Online course
BANKING CREDIT ANALYSIS PROCESS
https://www.instamojo.com/caraja/banking-credit-analysis-process/
Preview this course by clicking image below
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